Accident & Health Services

Creating bespoke solutions

Accident and Health (A&H) products are often overlooked as a secondary insurance class, resulting in many programs being inadequately placed with a “one-size-fits-all” approach.

In the event of a serious injury or illness, having the correct insurance structure in place is essential to ensure the containment of any financial and operational impact on a business, along with the direct impact to the insured person’s livelihood.

Accident and Sickness insurance is designed to provide peace of mind that in the event you are unable to work, you can continue to receive financial support, with replacement income and additional benefits.

We provide bespoke solutions which focus on delivering a program to suit your personal, business and financial goals, whilst never compromising on protecting your greatest asset.

Creating bespoke solutions

Accident and Health (A&H) products are often overlooked as a secondary insurance class, resulting in many programs being inadequately placed with a “one-size-fits-all” approach.

In the event of a serious injury or illness, having the correct insurance structure in place is essential to ensure the containment of any financial and operational impact on a business, along with the direct impact to the insured person’s livelihood.

Accident and Sickness insurance is designed to provide peace of mind that in the event you are unable to work, you can continue to receive financial support, with replacement income and additional benefits.

We provide bespoke solutions which focus on delivering a program to suit your personal, business and financial goals, whilst never compromising on protecting your greatest asset.

Policy Placement Services

We listen.

The first step for us is to listen. We seek to intimately understand your business activities, structure, risk profile, challenges and key objectives. We take the time to understand your business and your people, to ensure that our subsequent services deliver value at each interaction. 

Upon gaining a deep understanding of your business, risk profile and objectives, we analyse any existing insurance program and model a tailored solution to implement your optimal structure, delivering on your coverage and pricing objectives. 


Policy Placement Services

We listen.

The first step for us is to listen. We seek to intimately understand your business activities, structure, risk profile, challenges and key objectives. We take the time to understand your business and your people, to ensure that our subsequent services deliver value at each interaction. 

Upon gaining a deep understanding of your business, risk profile and objectives, we analyse any existing insurance program and model a tailored solution to implement your optimal structure, delivering on your coverage and pricing objectives. 


Ongoing Management Services

A dynamic approach.

With current inflationary pressures and the competitiveness of the labour market, there has never been a more important time to review your current arrangement, ensuring that your policy is still providing suitable cover for your business and your people, as a lot can happen over the course of 12 months.

We remain actively engaged in keeping abreast of the macro-economic environment and costs relating to medical care and rehabilitation, ensuring that we remain agile and responsive when assessing levels of coverage in the changing landscape.

By understanding the demographic of your staff and key personnel, we ensure that benefits are optimised to provide premium adequacy whilst never compromising on coverage, giving you and your employees security and peace of mind.


Ongoing Management Services

A dynamic approach.

With current inflationary pressures and the competitiveness of the labour market, there has never been a more important time to review your current arrangement, ensuring that your policy is still providing suitable cover for your business and your people, as a lot can happen over the course of 12 months.

We remain actively engaged in keeping abreast of the macro-economic environment and costs relating to medical care and rehabilitation, ensuring that we remain agile and responsive when assessing levels of coverage in the changing landscape.

By understanding the demographic of your staff and key personnel, we ensure that benefits are optimised to provide premium adequacy whilst never compromising on coverage, giving you and your employees security and peace of mind.


Claims Management Services

Claims drive premiums.

Accident and Health policies provide an extra layer of protection for your business and assist in mitigating claims being lodged on your workers compensation policy, where claims to premium rating is considered to be much higher.

Proactive claims handling and allocating an injury to the correct insurance policy can have a significant impact on reducing premiums for years to come.

Our claims support services combined with our extensive market relationships and provider networks are positioned to help you achieve both improved premium rating and reduced claims costs, as well as supporting the insured person back to health.

Claims Management Services

Claims drive premiums.

Accident and Health policies provide an extra layer of protection for your business and assist in mitigating claims being lodged on your workers compensation policy, where claims to premium rating is considered to be much higher.

Proactive claims handling and allocating an injury to the correct insurance policy can have a significant impact on reducing premiums for years to come.

Our claims support services combined with our extensive market relationships and provider networks are positioned to help you achieve both improved premium rating and reduced claims costs, as well as supporting the insured person back to health.

Available Products

Policy suite.

– Corporate Travel
– Group Accident and Illness
– Individual Accident and Illness
– Journey Cover
– Voluntary Workers
– Expatriate

– Inpatriate
– Kidnap and Ransom
– Sporting Groups and Associations
– Community Groups
– Industry Associations
– Enterprise Bargaining Agreements and Unions

Available Products

Policy suite.

– Corporate Travel
– Group Accident and Illness
– Individual Accident and Illness
– Journey Cover
– Voluntary Workers
– Expatriate

– Inpatriate
– Kidnap and Ransom
– Sporting Groups and Associations
– Community Groups
– Industry Associations
– Enterprise Bargaining Agreements and Unions